International options
there are solutions if one or more clients are overseas
An insightful discussion on how an adviser can meet the overseas business clients needs when looking to protect a business that is not fully solely based in the UK.
It's not uncommon to come across a business where they have an owner, keyperson or employees based in a different country which can lead to complications with availability of cover when trying to write protection in the UK market. However cover could be available from Unisure International Insurance who provide both individual and group schemes.
There may be occasions where you need the technical side of your advice reviewing to ensure that there are no unexpected complications due to a client being resident overseas. This could be as simple as checking how a protection policy would be treated ranging through to more complex solutions around the practicalities of share protection solutions. These will be brought to life.
Learning objectives
By the end of the session you will
1. Identify how a business with overseas based owners, key people or employees could have protection put in place.
2. Understand the support available to potentially write the protection needed for clients based overseas and ensure a business has the protection needed
panellists
Gary Bennett - Unisure Group
Scott Hood - QB Partners
exploring opportunities to protect business owners
Exploring Protection for Businesses & provide added value for employees through Salary exchange
With the recent changes to employers National Insurance , this session will focus on exploring and discussing the opportunities for advisers to help their clients provide access to attractive workplace benefits for their employees via salary exchange, and also share thoughts and ideas to help expand the conversation into areas of business risk that could lead to discussions around the need for Business Protection such as Shareholder Protection and Relevant Life.
Learning objectives
By the end of the session you will
1. Examined the impact of the NI changes in the budget for businesses and how Salary Exchange can be used
2. Understand the Business Protection opportunities from discussing these changes with employers